O.T. rant -- uninsured drivers


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Posted by David Sherman on Friday, August 21, 2009 at 14:51:42 :

Coming through Leavenworth Tuesday, a woman in a Ford SUV heading the opposite direction turned left immediately in front of me and I T-boned her. She was very nice and apologetic and said she never saw me (bright red Honda car). She had a sad story about how Chase Bank just foreclosed on her house without telling her. Naturally, she has no insurance. I have $4000 damage to a $1000 car. She promised she'd pay to fix my car, but she hasn't returned my phone call about the quote. She appears to make her living walking dogs for rich people. Whether she's honest or not, she has no money, it's going to cost me $1000 to get my car into barely drivable condition, and it's only that low because I can pull a hood, bumper, and some lights off of my old Honda car and I can live with the rest of the damage including a twisted passenger seat and paint that won't match. The windshield's cracked where my head hit it, but fortunately I guess I have a thick skull. Now she has a $700 citation for failure to yield and no insurance. She told me she was getting ready to move to Oregon. My guess is she's already on her way.

It used to be you didn't have to have insurance if you had "proof of financial responsibility". Now everyone is supposed to have insurance but it seems like only the ones who were financially responsible in the first place actually do. And to anyone with any kind of money problems, car insurance is the first thing they give up.



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